Insurance for mobile and unique business equipment.

Commercial inland marine insurance is a type of property insurance that covers a wide range of specialized property and equipment that may not be adequately protected under standard commercial property insurance policies. Despite its name, inland marine insurance does not solely cover marine-related risks; rather, it provides coverage for property that is typically movable or in transit, regardless of its location.

7 common items and risks that commercial inland marine insurance may cover:

1. Equipment and Tools: This coverage extends to valuable tools, machinery, and equipment used by businesses at various locations or in transit.
2. Contractor's Equipment: Provides protection for equipment and tools used by contractors at job sites or while being transported.
3. Transportation and Cargo: Covers goods and merchandise in transit, whether by land, air, or water. It can include coverage for the company's goods, as well as goods of others being transported by the insured business.
4. Accounts Receivable: Protects against the loss of outstanding accounts receivable due to damage or destruction of records.
5. Fine Art and Valuable Items: Offers coverage for fine art, antiques, and other valuable items while they are in transit or temporarily away from the premises.
6. Computer Equipment and Data: Provides coverage for computer hardware and software, as well as data and media, against damage or loss.
7. Exhibition and Trade Show Coverage: Protects valuable items, displays, and materials while being exhibited or used at trade shows, exhibitions, or special events.

Commercial inland marine insurance is highly flexible and can be tailored to the specific needs of different businesses and industries. It fills gaps in coverage that might not be adequately addressed by standard property insurance policies, making it a valuable addition to a comprehensive risk management strategy for businesses that deal with movable property or property in transit.

Note that some products and services may not be available in your area.

Property on the move?

We cover your business assets, no matter where they go.